History
Merchants Home Lending opened to serve the active and retired military personnel in the State of California. With 50 combined years of experience, Merchants has assisted over 1800 military families purchase a home. Merchants is a proud sponsor of the Wounded Warriors Project and USO.
Specialties
As a California based VA Approved mortgage company focused exclusively on CA transactions, Merchants specializes in quick, thorough approvals to help your offer get accepted in this very difficult and competitive market. Our interest rates are the lowest in the marketplace with the highest lender credits and the quickest closing process. Focusing exclusively on VA transactions, many in the industry consider us to be VA experts. Avg days to close - 21 days. In 2013 Merchants closed 97% of the Pre-Approved loans that made it in to escrow.