Specialties
Here at Stearns Lending we are a Direct Lender offering the full spectrum of loan products and services required to fulfill all your needs. What sets my organization apart from other lenders is that, I have my own Processor, Doc Drawer and Underwriter in my office. This enables me to control the process & timeline of your loan. This also makes it so I am accountable for all promises made. I am the Lender that can help you accomplish those goals efficiently & effectively. Together with my Team it is truly about - People. Power. Possibilities. Joe Kramer's NMLS #289510 Branch NMLS # 837601