GEM Mortgage, a division of Golden Empire Mortgage, is a highly respected lender in the mortgage industry with nearly 30 years of experience. They offer a wide variety of loan programs, including FHA, conventional fixed rate, VA, and adjustable rate mortgages, to meet the specific needs of their clients. With competitive rates and the assistance of a seasoned customer support team, GEM Mortgage is dedicated to guiding homeowners through the often complex process of choosing and obtaining the perfect home loan.
First-time homeowners can benefit from FHA insured loan programs, which allow for easier qualification with as little as a 3.5% down payment. Conventional fixed rate loans, available through Fannie Mae and Freddie Mac, offer stability with fixed rates and payments for up to 30 years. VA home mortgages are designed to help veterans and active duty military afford the homes they deserve, while adjustable rate mortgages provide flexibility with adjustable interest rates after a fixed rate period. GEM Mortgage also offers down payment assistance options for homeowners in search of the perfect home financing solution.
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