Fremont Bank, founded in 1964, is one of California's oldest independently operated banks. This branch of the Bay Area community bank is comfortingly security-minded. Not only are customers buzzed in through the locked front door, but a no-hats-or-sunglasses policy aims to discourage potential bad guys. Customers are served coffee from an individual-pod machine. There's an ATM only a few feet from the disabled-parking spaces, and lots of general parking in front.