The First City Credit Union is located in one of the only modern high-rise office buildings in the old Historic District of Claremont. Unlike banks, First City is a co-operative, not-for-profit financial institution which is owned and operated by its members. It offers most of the financial services that a bank does, but the difference is that the profits are returned and given back to the members. There are a number of First City locations in this area, and they all have outdoor ATM's which are accessible 24 hours a day.