I am an agent Licensed to sell through New York Life Insurance (CA License No #oF95691). Neither New York Life Insurance Company nor its agents, provide tax, legal or accounting advice. Please consult your own tax, legal or accounting professional before making any decisions. As a licensed agent of New York Life, I offer a variety of products that can help you meet a number of insurance and finanical needs, including, but not limited to, college funding, retirement and lifetime income strategies. Contact me to help you fully analyze your needs and recommend appropriate solutions.