When you contact Cali Mortgage, a division of Xpert Home Lending – Leading Mortgage Lender in Roseville, CA, you can expect friendly, professional advice and clear explanations of all of our available mortgage products, including our 2-1 Buy-Down Conventional 30 Year Fixed. We will walk you through the advantages and risks associated with each loan option and provide the guidance you need to help you make the right decision. We completely understand this is one of the biggest choices you will make in life and we want to make perfect. When you work with Xpert Home Lending, you’ll benefit from our flexible appointments, ongoing availability, and commitment to customer service and mortgage lending done the right way. You will work with a dedicated professional who will thoroughly evaluate your financial circumstances to help you qualify for a loan that works within your budget. Our goal is to get you the most favorable rate available, all the while working to answer your questions and make the application process as smooth and simple as can be.