Cobalt Financial Corporation, based in San Jose, CA, offers a revolutionary Home Ownership Accelerator loan that allows homeowners to accelerate paying off their mortgage without changing their family budget. By flowing day-to-day income and expenses through a line-of-credit instead of a checking account, and parking liquid cash accounts such as savings and CDs in the account, borrowers can potentially pay off their loan in about half the time, saving thousands of dollars in interest. This innovative loan option provides a way for baby-boomer homeowners to retire mortgage-free, offering a solution to the increasing anxiety of making mortgage payments well into retirement.
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