Bretton Woods, Inc. is a management advisory and industry research firm led by G. Michael Flores, a seasoned consultant and researcher with nearly four decades of experience in the financial services sector. With a specific focus on higher risk market segments, including alternative credit and payments programs, Flores has dedicated the past 10 years to providing strategic consulting services. Notably, he has conducted extensive research on access to banking services for state legal cannabis businesses, co-authored industry standards, and published research papers on various topics such as consumer credit, overdrafts, and payments.
As an expert witness for overdraft class action suits and a speaker at industry events, Flores has testified before multiple House and Senate subcommittees, sharing his expertise and insights. His contributions to the field have been recognized through collaborations with the National Association of Cannabis Businesses and the publication of research papers on consumer credit and payments, including general-purpose reloadable and payroll prepaid cards, in both the United States and the United Kingdom.
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