History
Established in 1957 Bay Federal started as a teacher Credit Union, who's only goal was to help community members overcome financial obstacles. In fact, Bay Federal's first loan was to a teacher, to help her buy a crib for her newborn baby! While the Credit Union has grown exponentially since 1957, Bay Federal has not lost sight of its roots as a community organization. Our primary goal is, and always has been, to make a real difference in the community.
Specialties
Bay Federal Credit Union is a local, full-service, member-owned financial institution serving over 55,000 members and 1,000 businesses throughout Santa Cruz County. Any one who works, lives, attends school, volunteers, or worships in Santa Cruz, San Benito or Monterey Counties is eligible to join!