S H Financial is a bridge lender based in Gilbert, AZ, offering fixed-rate commercial real estate loans ranging from $500k to $15M. With a front-loaded underwriting process and a daily loan committee, they provide quick loan decisions and reliable term sheets, ensuring a seamless and efficient loan closing process. Their unique approach includes no prepayment penalties or interest guarantees, making them an ideal choice for sponsors looking for flexibility in refinancing options.
With over 65 years of experience, S H Financial stands out for their commitment to funding loans under the original terms issued, with a funding rate of over 97%. As a lifeco-owned lender, they have the funds readily available to make loan disbursements, ensuring certainty of execution. Their team of experienced underwriters works closely with borrowers, providing personalized guidance and suggestions to help get loans approved. S H Financial is known for their transparent and straightforward approach, making them a trusted choice for commercial real estate financing.
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