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Stephen L. Klimjack is an Alabama bankruptcy lawyer who offers free consultations and credit reports for all Chapter 7 and 13 debtors. His firm will seek to put all filing fees and attorney fees in a Chapter 13 repayment plan, in most cases, so that most Chapter 13 debtors can file with just $10 down. With offices in Mobile, Hoover, Daphne, Birmingham, Montgomery, and Foley, Stephen L. Klimjack is dedicated to helping individuals get back their financial freedom.