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Alabama Credit Union ACU is a financial institution that provides its members with various banking and lending services. ACU offers checking and savings accounts, CDs, IRAs, and money market accounts. Members can also take advantage of financial education programs, online banking, mobile banking, and loan services. ACU provides a variety of credit cards, including a Bama Credit Card, Traditions Credit Card, Student Credit Card, and Secured Credit Card. With ACU, members can feel good about their money.